Welcome. Thank you very much for registering for this course. This course was created to start a conversation.I developed this course as a way to speak directly to the millions and millions of people who have not had the opportunity or perhaps taken the time, to fully understand the core terms and tenants of financial literacy definitions and concepts. It is essential you learn, know and understand, a base-level financial literacy vocabulary. Once aquired, you will be able to make better savings decisions over the course of your life, because you now have a working knowledge of your options. Taking this course will assist you with acquiring the knowledge and confidence with the handling of your earnings and finances to put in place a life to be proud of and savored. It is never to late to learn something new. Especially if that information will grow you in the areas of your life that are most important.I assure you. you will enjoy this course. The information you gain and small insights absorbed will stay with you. This course is relaxed, casual and highly informative. As your instructor, with university degrees in economics and finance (Bachelors Degree (BA) in Economics, Masters Degree (MBA) in Finance) coupled with a 40+ year career in business, banking, finance, marketing, real estate and investments you will receive clarity, encouragement, direction and support during this course to assure you are on track. Throughout the course during or after each lecture or completion, feel free to contact me should you wish to expand our discussion for a specific topic. Once you complete this course, you will have a foundation and “working” knowledge of basic financial literacy terms and instruments available to you, as you proceed through your personal finance and savings journey. The goal of this course is for you to be able to pick up a financial magazine, newspaper or journal, or sit with your financial adviser, financial planner or whomever you normally discuss your finances with; and be able to hold a conversation of comprehension of various financial literacy terminology. Develop the language of financial literacy and watch your life grow in the right direction. Congratulations in advance of your journey. Let’s get started.